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About TVS Credit Saathi
TVS Credit Saathi is your all-in-one loan management app, designed to make borrowing and repayment simple, fast, and convenient. Whether you need an instant personal loan, two-wheeler financing, or commercial vehicle credit, this app puts approved lending products directly in your pocket.
Apply for loans in minutes, not days. Browse and apply for a complete range of credit solutions—instant personal loans up to ₹5 lakhs, two-wheeler loans, mobile loans, consumer durable loans, used car loans, three-wheeler loans, tractor loans, and used commercial vehicle loans. Each application moves through a streamlined, paperless process with quick approval and fast disbursal. Our instant personal loans come with flexible terms: borrow amounts up to ₹5 lakhs, choose repayment periods from 6 to 60 months, and enjoy competitive interest rates from 14% to 35% (Amort IRR). Processing fees range from 1.49% to 6%, ensuring transparency from day one.
Manage every aspect of your loans from one app. View loan details, track EMI schedules, download statements, and access receipts instantly—no paperwork required. Our smart EMI payment system lets you settle dues with ease, and you may qualify for EMI discounts depending on your profile. Calculate your exact monthly commitment with our built-in EMI calculator before you commit.
Find nearby dealers and financing partners instantly. Searching for the right place to buy your two-wheeler, used car, three-wheeler, tractor, or consumer durables? The app's dealer locator connects you with the closest authorized partners offering TVS Credit financing options.
Earn rewards and unlock exclusive benefits. Participate in weekly in-app quizzes for a chance to win smartphones. Refer friends for any of our loans and both of you gain—they get their dream purchase financed, and you could have an EMI waived off (limited period offer). Stay in the loop with real-time notifications about new loan products, special promotions, and personalized offers tailored to your needs.
Get support whenever you need it. Our dedicated customer care team is available within the app to answer questions, resolve issues, and guide you through every loan stage. Download TVS Credit Saathi today and discover how seamless credit management can be.
Pros & Cons
Pros
- Apply for multiple loan types in a paperless, streamlined process
- Manage all loan details, EMI schedules, and statements from one app
- Built-in EMI calculator helps you plan monthly repayment before applying
- Dealer locator finds authorized financing partners nearby
Cons
- High interest rates ranging from 14% to 35% annually
- Processing fees of 1.49% to 6% added upfront to loan amount
- Requires account registration and verification before accessing loan products
- In-app quizzes and referral rewards may encourage impulse borrowing decisions
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